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Most Commonly Asked Questions About Us.

At MyRateChecker, we are more than just a service provider; we are your trusted partner in finding the right Medicare Advantage plan. We are dedicated to making your Medicare journey as straightforward and beneficial as possible.

Please call us at 855 250-8646 and compare your Medicare Advantage Benefits with the new and more flexible Medicare Advantage Benefits which are being offered right now or fill out this form and an agent will reach out to you.

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What is Medicare Advantage?

Medicare Advantage (Part C) is a type of Medicare health plan offered by private companies that contract with Medicare to provide all your Part A and Part B benefits. These plans often include additional benefits such as vision, hearing, and dental coverage.

How is Medicare Advantage different from Original Medicare?

Medicare Advantage plans include all the benefits of Original Medicare (Part A and Part B) and often offer additional benefits like vision, dental, and hearing coverage. Unlike Original Medicare, Medicare Advantage plans may have network restrictions and additional costs.

What are the benefits of choosing a Medicare Advantage plan?

Benefits can include additional coverage beyond Original Medicare, such as prescription drugs, vision, dental, hearing, and wellness programs. Plans may also offer lower out-of-pocket costs and additional services.

What does MyRateChecker do?

MyRateChecker helps you compare Medicare Advantage plans, provides information on various options, and assists with enrollment over the phone with the help of licensed professionals.

Is there a cost to use MyRateChecker’s services?

No, MyRateChecker’s services are free. We are here to help you find the best plan at no cost to you.

Who is eligible for Medicare Advantage?

You must be enrolled in Medicare Parts A and B and reside in the service area of the Medicare Advantage plan you’re interested in. Generally, you must be 65 years old or older, though some plans are available for those under 65 with qualifying disabilities.

When can I enroll in a Medicare Advantage plan?

You can enroll during the Initial Enrollment Period when you first become eligible for Medicare, during the Annual Enrollment Period (October 15 - December 7), or during a Special Enrollment Period if you qualify due to certain life events.

What is the Initial Enrollment Period?

The Initial Enrollment Period is a 7-month period that includes the 3 months before you turn 65, the month of your 65th birthday, and the 3 months after your 65th birthday when you can first enroll in Medicare.

Can I switch Medicare Advantage plans?

Yes, you can switch Medicare Advantage plans during the Annual Enrollment Period, or during a Special Enrollment Period if you qualify due to specific circumstances.

What is a Special Enrollment Period?

A Special Enrollment Period is a time outside the Annual Enrollment Period when you can enroll in or change your Medicare Advantage plan due to specific life events such as moving, losing other health coverage, or other qualifying events.

What benefits are typically covered by Medicare Advantage plans?

Medicare Advantage plans typically cover all services provided by Original Medicare, including hospital and medical services. Many plans also include extra benefits like prescription drug coverage, vision, dental, hearing, and wellness programs.

Do Medicare Advantage plans cover prescription drugs?

Many Medicare Advantage plans include prescription drug coverage (Part D), but not all plans do. Be sure to check if the plan you’re considering includes this benefit.

Are vision and dental services covered?

Many Medicare Advantage plans offer vision and dental coverage, but the specifics can vary between plans. Check the details of each plan to understand what is included.

What is the out-of-pocket maximum for Medicare Advantage plans?

Medicare Advantage plans have an out-of-pocket maximum limit for covered services, which varies by plan. Once you reach this limit, the plan covers 100% of covered services for the rest of the year.

Can I keep my current doctor with a Medicare Advantage plan?

It depends on the plan. Some Medicare Advantage plans require you to use a network of doctors and providers, while others offer a broader network. Be sure to check if your preferred providers are in-network.

How much does a Medicare Advantage plan cost?

Costs vary by plan and may include a monthly premium, deductibles, copayments, and coinsurance. Some plans have a $0 premium, but you still need to pay the Medicare Part B premium.

Do I still have to pay my Medicare Part B premium?

Yes, you are still required to pay your Medicare Part B premium even if you have a Medicare Advantage plan.

What are copayments and coinsurance?

Copayments are fixed amounts you pay for a covered service (e.g., $20 for a doctor visit), while coinsurance is a percentage of the cost of a covered service (e.g., 20% of the cost).

Are there any additional costs with Medicare Advantage plans?

In addition to premiums, you may have copayments, coinsurance, and deductibles. The total costs will depend on the specific plan you choose.

How can I find out if I qualify for financial assistance?

You may qualify for financial assistance programs such as Extra Help for prescription drugs or Medicaid. Contact us or visit Medicare’s website for more information on eligibility.

How do I contact MyRateChecker for assistance?

You can contact us by phone at 1-855-250-8646 or contact us online. Our licensed professionals are ready to assist you with your Medicare Advantage needs.

Can MyRateChecker help me with plan enrollment?

Yes, we assist with the enrollment process over the phone, making it simple and convenient for you.

Can MyRateChecker help me with plan enrollment?

Yes, we assist with the enrollment process over the phone, making it simple and convenient for you.

What if I have questions after enrolling?

If you have questions after enrolling, you can contact us for additional support or reach out to your Medicare Advantage plan directly.

How can I compare Medicare Advantage plans?

Our licensed professionals will help you compare different plans based on benefits, premiums, and networks to find the best option for you.

Can I get help understanding my plan documents?

Yes, we can help explain your plan documents and answer any questions you have about your coverage.

Can I make changes to my Medicare Advantage plan?

Yes, you can make changes during the Annual Enrollment Period or during a Special Enrollment Period if you qualify.

How do I report a problem with my Medicare Advantage plan?

You should contact your plan’s customer service department to report any issues. If needed, you can also contact Medicare for assistance.

What if I need to switch plans during the year?

You can switch plans during the Annual Enrollment Period or Special Enrollment Periods if you qualify. Contact us for assistance with making changes.

Will my Medicare Advantage plan change from year to year?

Plans can change annually, including changes in benefits, premiums, and networks. Review your plan annually and during the Annual Enrollment Period to ensure it still meets your needs.

What should I do if I move?

If you move, you may need to change your Medicare Advantage plan to one that is available in your new area. Contact us for help finding a plan in your new location.

What is not covered by Medicare Advantage plans?

Coverage may vary, but generally, Medicare Advantage plans do not cover services like cosmetic surgery, most dental care, or routine vision care. Review the specifics of each plan for detailed information.

Are emergency services covered?

Yes, Medicare Advantage plans cover emergency services, whether you are inside or outside the plan’s network area.

What is a provider network?

A provider network is a group of doctors, hospitals, and other healthcare providers that have agreed to provide services at reduced rates to plan members.

Can I get care outside of the network?

Depending on your plan, you may have limited or no coverage for out-of-network care. Some plans offer out-of-network coverage but may charge higher costs.

What is a referral, and do I need one?

Some Medicare Advantage plans require a referral from your primary care doctor to see a specialist. Check your plan’s requirements for referrals.

What documents do I need to enroll in a Medicare Advantage plan?

You typically need your Medicare number, personal identification information, and any other relevant health information. Our professionals will guide you through the required documents.

How long does it take to enroll in a plan?

Enrollment can be completed during a single phone call, and coverage usually begins on the first day of the following month.

Can I enroll in a Medicare Advantage plan if I am already covered by another plan?

You can switch plans or enroll in a Medicare Advantage plan during the designated enrollment periods, even if you are already covered by another plan.

What happens if I miss an enrollment period?

If you miss an enrollment period, you may have to wait until the next Annual Enrollment Period or a Special Enrollment Period to make changes.

How can I cancel my Medicare Advantage plan?

Contact your plan’s customer service department to cancel your plan. You may also need to choose a new plan to ensure continuous coverage.

What should I do if my plan denies a claim?

Contact your plan’s customer service to appeal the decision. You can also reach out to Medicare for assistance with unresolved issues.

How do I address billing issues with my plan?

Contact your plan’s billing department to resolve any issues with your bills. Keep records of all communications for reference.

What if I experience issues with my network providers?

Contact your plan’s customer service for help with issues related to network providers. They can assist in resolving provider-related problems.

What if I experience issues with my network providers?

Contact your plan’s customer service for help with issues related to network providers. They can assist in resolving provider-related problems.

What if I experience issues with my network providers?

Contact your plan’s customer service for help with issues related to network providers. They can assist in resolving provider-related problems.

How do I update my personal information with my Medicare Advantage plan?

Contact your plan directly to update your personal information, such as your address or phone number.

What if I need a new Medicare card?

Contact Medicare directly to request a new Medicare card. You can also request one through your online Medicare account.

What is a wellness visit, and is it covered?

A wellness visit is an annual check-up that focuses on preventive care. Many Medicare Advantage plans cover wellness visits at no additional cost.

What are preventive services, and are they covered?

Preventive services include screenings, vaccinations, and other health services designed to prevent illness. Most Medicare Advantage plans cover preventive services.

How do I file a complaint about my plan?

You can file a complaint with your plan’s customer service department or contact Medicare for further assistance with unresolved issues.

What are the quality ratings for Medicare Advantage plans?

Medicare rates plans based on factors like member satisfaction, health outcomes, and customer service. You can find ratings on the Medicare website.

Where can I find more information about Medicare Advantage plans?

Visit the Medicare website, or contact us at MyRateChecker for personalized assistance and information about Medicare Advantage plans.