How long do international transfers take?
How fast your money arrives depends mostly on how your recipient is paid, and on a few practical factors like cut-off times and verification.
By payout method
- Mobile wallet — often within minutes.
- Cash pickup — from minutes to the same day, depending on the agent.
- Bank deposit — usually within 1–2 business days.
- Card deposit — typically within minutes.
What slows a transfer down
- First-time identity checks (KYC) and new-recipient review.
- Provider cut-off times, weekends and public holidays.
- Weekends or holidays in the recipient's country, which can delay bank settlement.
- Additional documents requested for larger amounts.
Speed vs cost
Faster is not always better value. A provider that delivers in minutes may deliver less money than one that takes a day. Compare the amount your recipient receives and decide what trade-off suits you.
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See which provider delivers the most to your recipient after fees.