Wise: sending GBP to CAD
Wise — Converts at the mid-market exchange rate with a separate, transparent fee.
About Wise
Wise (formerly TransferWise) converts money at the mid-market exchange rate and charges a separate, clearly itemised fee, rather than building its margin into the rate.
Because it uses the real mid-market rate, Wise is usually one of the strongest options for straightforward bank-to-bank transfers on the routes it serves.
Best for: Transparent pricing and a near-zero FX margin — ideal when you want bank-to-bank.
Wise on the GBP→CAD route
- You pay in — Bank transfer (open banking) is cheapest; debit card, credit card and Apple Pay cost more, and the fee depends on the amount.
- Recipient is paid — Mainly bank deposits. Some routes also support local wallet or card payouts.
Payout options on this route include:
- Cash pickup — e.g. Ria Money Transfer
- Bank deposit — to a local bank account
See Wise's live GBP→CAD rate, fee and rank against every other provider on the GBP to CAD comparison.
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