Wise: sending GBP to NGN

About Wise

Wise (formerly TransferWise) converts money at the mid-market exchange rate and charges a separate, clearly itemised fee, rather than building its margin into the rate.

Because it uses the real mid-market rate, Wise is usually one of the strongest options for straightforward bank-to-bank transfers on the routes it serves.

Best for: Transparent pricing and a near-zero FX margin — ideal when you want bank-to-bank.

Wise on the GBP→NGN route

• You pay in — Bank transfer (open banking) is cheapest; debit card, credit card and Apple Pay cost more, and the fee depends on the amount.
• Recipient is paid — Mainly bank deposits. Some routes also support local wallet or card payouts.

Payout options on this route include:

• Mobile wallet — e.g. MTN Mobile Money, 3Line Card Management, 78 FINANCE COMPANY LIMITED
• Cash pickup — e.g. Fidelity Bank, Polaris Bank, Access Bank
• Bank deposit — to a local bank account

See Wise's live GBP→NGN rate, fee and rank against every other provider on the GBP to NGN comparison.

Compare Wise with other providers to Nigeria

• Western Union GBP→NGN
• MoneyGram GBP→NGN
• Remitly GBP→NGN
• TapTapSend GBP→NGN
• LemFi GBP→NGN
• Ria GBP→NGN