Wise: sending GBP to PHP

About Wise

Wise (formerly TransferWise) converts money at the mid-market exchange rate and charges a separate, clearly itemised fee, rather than building its margin into the rate.

Because it uses the real mid-market rate, Wise is usually one of the strongest options for straightforward bank-to-bank transfers on the routes it serves.

Best for: Transparent pricing and a near-zero FX margin — ideal when you want bank-to-bank.

Wise on the GBP→PHP route

• You pay in — Bank transfer (open banking) is cheapest; debit card, credit card and Apple Pay cost more, and the fee depends on the amount.
• Recipient is paid — Mainly bank deposits. Some routes also support local wallet or card payouts.

Payout options on this route include:

• Mobile wallet — e.g. Banana Pay, CIS Bayad Center, Inc. (CBCI), Easy Pay Global EMI Corp
• Cash pickup — e.g. PH Open Network V2, Kristal Clear Diamond and Gold Pawnshop, Philippine USD Open Network
• Bank deposit — to a local bank account

See Wise's live GBP→PHP rate, fee and rank against every other provider on the GBP to PHP comparison.

Compare Wise with other providers to Philippines

• Western Union GBP→PHP
• MoneyGram GBP→PHP
• Remitly GBP→PHP
• TapTapSend GBP→PHP
• LemFi GBP→PHP
• Ria GBP→PHP